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Low Income and Income Based Apartments For Rent

What are Low Income / Income Restricted Apartments?

There are many names for low income apartments - income-based apartments, Section 8 housing, HUD apartments, income-restricted apartments. These types of housing are comprised of a multitude of housing programs supported by different government agencies to provide financial assistance to low income families and individuals so that they can afford housing.

Do you Qualify for Low Income Apartments?

In order to be considered “low-income,” your must have an income less than 80% of the area that you live.

For those that earn below 80% of the Area Median Income, they may be eligible to receive financial support through several housing programs that each have their own policies and specialties. Common housing programs are:

  • Section 8 Housing Choice Voucher (HCV)
    One of the common affordable housing programs, Section 8 Housing participants only need to pay 30% of their monthly income towards rent while the rest is covered by HCV. This housing program is run the US Department of Housing and Urban Development (HUD).
  • Public Housing
    Public Housing is a program where Public Housing Agencies (PHAs) - often referred to as housing authorities - own properties and lease them to participants of the program at a reduced rate of their choosing. Participates can choose to pay either 30% of their monthly adjusted income, 10% of their monthly income, or between $0-$50 depending upon the specific housing authority they are renting from.
  • Project-Based Section 8 Rental Assistance
    This program helps private landlords rent to low income individuals by providing these landlords with a government subsidy. Like the Public Housing program, this program is overseen by local Public Housing agencies. If an individual qualifies, they are given the option of paying 30% of their monthly adjusted income towards rent, 10% of their monthly income, or a minimum rent - in this case - $25.
  • Section 202 Supportive Housing for the Elderly
    Similar to the previous type of low income assistance, Section 202 Supportive Housing for the Elderly is a program that provides government subsidies to private apartment communities or private landlords, so that they can supply seniors with affordable housing. Seniors pay 30% of their net income for rent and the housing program provides the rest.

How to find Low Income Apartments with RentLingo in 4 Easy Steps

  1. Use our search bar, select your city, or click “Find Low Income Apartments for Rent Near Me.”
    Searching for low income apartments for rent is simple with RentLingo. You can either type in your city or zipcode in the search bar above to find low income apartments in any major U.S. city or simply click on any of the major U.S. cities above. Or, if you want things to be really easy, just “Find low income apartments for rent near me” and we’ll show you if anything is available for rent in your neighborhood.
  2. View Apartment Options in Your City
    Once you type or click your preferred city, you will be a list of rentals that offer low income apartments, a map to show where they are located in your city, the number of bedrooms available for each apartment, if studio apartments are available and how much the apartments rent for.
  3. Review Low Income Apartment Listings for Property, Location & Amenity Information
    To learn more about each low income apartment, click the tile and you will find additional information on the property and amenities. You can view pictures of the apartment complex, of the units, and check to see if the apartment is dog or cat friendly. You can also learn about the neighborhood using unique RentLingo map filters to get a sense of how noisy the neighborhood is and how charming.
  4. Check Availability
    When you find an apartment that you are interested in, all you need to do is click “Check Availability” and you will be able to send a short message to the property management about your interest in their low income apartments and describe the type of housing program you are eligible for. Since most low income housing has waitlists, take down the phone number on the page and follow up with the property management to check where you are on their list.